I am only saying purchasing a place to live should be your top priority, it goes under one of the basic needs of food, shelter, clothing. Shelter that can be taken away from you at any given time is not going to cut it long term. You are basically asking me to imagine making one bad decision after another bad decision in order to prevent me from ever being able to afford the important thing which is property. You also forgot to mention someone in their early 20’s leasing a brand new car helping to insure that they will never have money saved. You make your own opportunities in life and America has millions of opportunities, land and housing for anyone that does not want to spend their entire life living up their own ***.