This is a thread for the discussion of money, investing, retirement, savings, debt, budgeting and anything else to do with finances.
Seems like every time I check my savings APY, it keeps dropping. Right now it's .85%. Fortunately my IRA recovered.Oh sweet!
Really sucks that the feds have lowered saving rates at banks. My high yield savings is only at .6% now. On another not pretty sweet that I don't have to worry about student loan repayments till December.
Thats not bad considering everything. Roth IRA? Speaking on investments I might switch out my small and medium cap allotments in my 401k for something more aggressive. Trying to diverse but not many options at Wells Fargo.Seems like every time I check my savings APY, it keeps dropping. Right now it's .85%. Fortunately my IRA recovered.
True!For Finance check out Dave Ramsey's program. His 7 baby steps. Has helped me a lot. Will tell you how to get out of debt and start investing.
So you want to rebalance all 4 of them to 25 percent each? Your not to far off at all so I would wait to rebalance until it gets a bit more out of balance. Is there a fee to rebalance or a limit to how many times you can rebalance? If not then there is no penalty so you might as well just rebalance nowGot 4 allocations lower 2 are at 23% now might wait till they near 20%.