So caveat. I rarely believe conspiracy theories and I try not to be too cynical. But this is a case in which I absolutely am. Tin foil hat time.
I truly suspect at some point it became a purposeful decision to leave finance out of curriculums. Teaching children basic life skills such as finances, cooking, even basic social skills and emotional regulation, **** people need their entire lives to be successful and happy- that's not good for the economy. Pple being broke, reckless with credit cards, buying into the consumerist belief that more, better, faster equals happier. Those are in service of capitalism. You can not manipulate pple's emotions through advertising to get them to buy if they're overall contented and happy. Getting pple into that trap of buying more, overextending themselves on credit, believing this or that thing will make them happy is great for the economy. Things like healthy relationships, deep connections, nature, being active, doing work and hobbies that feel meaningful to you, experiencing things- those things have been shown to truly affect happiness and contentment. Much of that isn't profitable.
The world, as it is, is based on fear, greed, deep feelings of lack, manipulation and trauma. There are far better ways to help the vast majority of pple live content and happy lives, but 1. change takes time and 2. change is impeded by those deeply fear based, greedy, traumatized individuals who profit off of maintaining the status quo.
I have many more thoughts on this type of ****, but tin foil hat off for today.