Totally! I also hate the idea that people might be able to hear me because the other person has their phone volume up too high- my husbandís phone is like that. When he gets a call I can hear the person heís talking too clearly. Even worse - being on speaker and not knowing it- makes me nauseous!
I hate that too. My wife has me on speaker phone sometimes - she changes it pretty quick though when I say something embarassing.